QuickBooks^® Request for Payment Invoicing

• ~ Automate Account Receivable Collection
• ~ Automate Account Payable Payments
• ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ^® specializes in the origination of moving money electronically.

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Request for Payments

To enable payees to enroll into SecureQBPlugin.com and Real-TimePayments.com and provide real-time cash back into the payer's bank account using FedNow or RTP, follow these steps:

Integration Steps

1. Payee Enrollment in SecureQBPlugin.com and Real-TimePayments.com

1. Register with SecureQBPlugin.com and Real-TimePayments.com:
   • Payees (merchants) need to sign up on both platforms and enroll in their respective services.
   • Complete the necessary registration and KYC (Know Your Customer) processes to set up their accounts.
2. Configure FedNow and RTP Integration:
   • Set up the RTP and FedNow services within SecureQBPlugin.com and Real-TimePayments.com.
   • Link the payee's bank account to enable real-time cash back transactions.

2. Setting Up Real-Time Cash Back for Payers

Digital and Paper Invoicing:

1. Integrate Invoicing Software:
   • Ensure your digital invoicing system (such as QuickBooks Online or QuickBooks Enterprise) is integrated with SecureQBPlugin.com and Real-TimePayments.com.
   • Use the APIs from these platforms to add cash back options to digital invoices.
2. Send Digital and Paper Invoices:
   • Generate and send invoices that include information about the cash back option.
   • For paper invoices, include a URL or QR code that directs customers to a payment page where they can request cash back.
3. Enable Real-Time Cash Back Transactions:
   • Configure the invoicing system to process real-time cash back transactions using FedNow or RTP.
   • Ensure the platform can handle both the initial payment and the subsequent cash back transaction efficiently.

Benefits and Features for Payers and Payees

1. Speed and Efficiency:

• Immediate Fund Availability: Cash back transactions are processed in real-time, ensuring immediate availability of funds in the payer's bank account.
• Reduced Processing Time: Eliminates delays typically associated with traditional refund processes.

2. Enhanced Security:

• Data Encryption: Secure payment channels reduce the risk of fraud and protect sensitive information.
• Compliance: Ensures compliance with financial regulations, protecting both the payee and the payer.

3. Improved Customer Experience:

• Convenience: Offers customers a quick and easy way to receive cash back.
• Instant Confirmation: Customers receive immediate confirmation of cash back transactions, enhancing their experience.

4. Financial Management:

• Automatic Reconciliation: Cash back transactions are automatically reconciled in QuickBooks, reducing manual effort and errors.
• Real-Time Cash Flow Management: Provides up-to-date information on cash flow for both payees and payers, aiding in better financial planning and management.

5. Cost Savings:

• Lower Transaction Fees: Potentially lower fees compared to traditional refund methods.
• Reduced Administrative Costs: Automation reduces the time and cost associated with manual cash back processing and reconciliation.

6. Competitive Advantage:

• Modern Payment Solutions: Offering real-time cash back can attract tech-savvy customers and set the business apart from competitors.
• Enhanced Reputation: Providing cutting-edge payment solutions can enhance the payee’s reputation and customer trust.

Example Implementation

1. Payee Enrollment:
   • Payees sign up on SecureQBPlugin.com and Real-TimePayments.com and complete the necessary registration and KYC processes.
   • Link their bank accounts to their profiles on both platforms.
2. Integrate Digital Invoicing:
   • Use the APIs from SecureQBPlugin.com and Real-TimePayments.com to integrate with QuickBooks Online or QuickBooks Enterprise.
   • Add cash back options to digital invoices.
3. Configure Paper Invoicing:
   • Print cash back instructions, including URLs or QR codes, on paper invoices.
4. Enable Real-Time Cash Back:
   • Customers can request cash back using the digital invoice links or by visiting/scanning the URLs/QR codes on paper invoices.
   • The respective platforms process the cash back transactions through FedNow or RTP.
5. Monitor and Reconcile Payments:
   • Use the dashboards of SecureQBPlugin.com and Real-TimePayments.com for real-time notifications and payment tracking.
   • Automatically reconcile cash back transactions in QuickBooks.
6. Ensure Security:
   • Implement data encryption for all transactions.
   • Ensure compliance with financial regulations.
7. Support and Communication:
   • Provide detailed instructions and support for customers requesting cash back.
   • Set up automated notifications for cash back confirmations.

Conclusion

By enabling payees to enroll in SecureQBPlugin.com and Real-TimePayments.com and provide real-time cash back into the payer's bank account using FedNow or RTP, merchants can offer a seamless and efficient refund process. This integration not only improves customer satisfaction but also enhances security, reduces costs, and provides a competitive advantage. Through platforms like SecureQBPlugin.com and Real-TimePayments.com, merchants can leverage modern payment solutions to streamline their financial operations and offer superior service to their customers.

Call us, the .csv, text messaging and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support

2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,

3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Real-Time Cash Back system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG

4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.